Robocalls are getting center stage these days, but as they get more and more attention, are you aware that there are different types of unwanted calls, and all these types of calls aren’t necessarily from robots?
Just like apples, that come in a variety of types such as Granny Smith, Red Delicious, Honeycrisp, and Pink Ladies, phone scammers are tricking you with a variety of ways to steal your identity or personal information.
Now’s the time to test your phone scam knowledge. How many of these phone tactics can you pinpoint as a type of phone scam? Good luck!
Unwanted Scam 1:
It’s three months after tax season, and you’ve just received a call informing you that there is a warrant out for your arrest due to your involvement with tax fraud. If you do not want drastic measures to be executed, they tell you that you must call the IRS back at the following number.
Phishing: When you receive a fraudulent message that tricks you into believing it’s from a legitimate establishment (bank, IRS, phone company etc.), that is called phishing. Scammers will give you phone numbers to call that will try to acquire your personal information and steal your identity.
Unwanted Scam 2:
You receive a text message that states your bank account has been compromised and your account has been suspended. The only way to reactivate your account is to click on a link to verify your personal information.
SMiShing (SMS phishing): When a scammer sends a text message that tries to trick you into clicking a link. The link then downloads a virus or other malware onto your mobile device. These scams try to look like legitimate alerts from your bank, however, it’s a scam to steal money from your account.
Unwanted Scam 3:
You get a call but you don’t recognize the number. However, they do have a local area code so it must be someone from your area, right?
Caller ID Spoofing: When a caller disguises themselves, by name or number (or both!), by transmitting information to your caller ID display. This tactic is often used to trick consumers into giving away personal information so it can be used in fraudulent activity or sold illegally.
Unwanted Scam 4:
Your phone rings and when you pick up, you hear an automated recording alerting you that your credit card has had fraudulent activity. The automated messaged then instructs you to enter your credit card number on the key pad to confirm your account.
Vishing (Voice phishing): When a scammer steals a consumer’s personal information or money using the telephone network. They claim to be from a legitimate company and request your personal information to resolve the so-called financial issue.
So, how’d you do? Whether you got them all right on your first try, or maybe just one or two, we hope that seeing and hearing these real-life examples will help keep you safe the next time a scammer comes to call.